Centralize data to ensure compliance with regulatory standards, improve risk management, and support business intelligence initiatives.
Automate and optimize banking system workflows to accelerate delivery, reduce errors, and enhance decision-making using banking analytics tools and insights.
Enhance business decisions and credit risk assessment through advanced analytics, while driving compliance and delivering tailored customer experiences in online banking and branch operations.
Utilize real-time data analytics to identify suspicious transaction patterns and anomalies across core banking systems, enabling proactive security and fraud mitigation.
Leverage banking analytics software to process large volumes of customer and transactional data, enabling tailored financial recommendations that boost engagement.
Centralize and analyze regulatory data to ensure compliance and risk controls. Automate reporting to align with financial institutions' governance requirements.
Apply advanced analytics to evaluate diverse data sources and predict borrower behavior, streamlining credit risk analysis and reducing loan default rates.
Analyze customer behavior, churn signals, and historical data using business intelligence tools to implement targeted retention strategies and improve loyalty.
Automate end-to-end banking workflows to reduce operational costs and drive agility. Use banking analytics software to continuously improve services across departments.
Integrate all your data sources, map them to your KPIs, analyze your data and visualize insights.
The net asset growth rate measures the percentage change in a bank's total assets over time, accounting for liabilities and equity.
Net Asset Growth = (Current year’s total assets – Last year’s total assets) / Last year’s total assets
The deposit growth rate measures the percentage increase or decrease in a bank’s total deposits over a specific period, typically expressed on an annual basis.
Deposit Growth Rate = (Current year’s total deposits – Last year’s total deposits) / Last year’s total deposits
The loan-to-deposit ratio indicates the percentage of deposits lent as loans, providing insights into a bank’s liquidity and risk exposure.
Loan-To-Deposit Ratio = (Total loans / Total deposits) x 100
The loan approval rate measures the percentage of approved loan applications, indicating a bank's lending policies and customers' access to financing.
Loan Approval Rate = (Number of approved loans / Loan applications) x 100
The loan default rate measures the percentage of loans in a portfolio that have defaulted, reflecting borrowers' failure to repay obligations.
Loan Default Rate = (Number of loans defaulted / Number of loans issued) x 100
The current ratio is a metric used to assess a company’s short-term liquidity and its ability to meet immediate financial obligations.
Current Ratio = Current assets/ Current liabilities